Workers' compensation insurance is compulsory for most employers in Australia and covers your business for financial costs you may be liable for when a worker sustains a work-related injury or illness.1
What is workers' compensation insurance?
Have you been injured at work? Find out what’s involved in the workers' compensation process and what you’ll need to do to make a claim.
Ready for tomorrow with experience by your side
Our workers' compensation experience can help support you and your workers for years to come. We aim to deliver efficient claims management and innovative solutions to make a positive difference to recovery journeys, workplace safety, health and wellbeing.
We operate in more jurisdictions than any other workers' compensation provider and insure more than 25% of the top 200 ASX companies. This makes us one of Australia’s leading national workers' compensation insurance providers – just as we have been for over a century.
Select your location
Workers' compensation legislation varies across Australia. We have dedicated state-based specialists and we make it easy for national employers to manage the complexity of multiple jurisdictions.
ACT workers' compensation
Making a positive difference to workers' compensation so you can focus on your business.
NT workers' compensation
Working collaboratively with businesses and NT WorkSafe since 2000 to deliver positive outcomes.
TAS workers' compensation
Partnering with you to help meet the unique challenges of your business.
WA workers' compensation
Our dedicated WA-based team makes managing your Workers' Compensation Insurance policies and claims easier.
NSW workers' compensation
We manage workers' compensation claims under icare’s Nominal Insurer Model and Insurance for NSW.
VIC workers' compensation
Join the largest WorkSafe agent of choice by employers in the Victorian WorkSafe scheme.
Looking for workers' compensation insurance for QLD or SA?
QLD workers' compensation
In Queensland, all workers' compensation insurance is managed by WorkCover Queensland.
SA workers' compensation
In South Australia, all workers' compensation insurance is provided by ReturnToWorkSA.
A little more about workers' compensation insurance
Workers' compensation varies depending on the state or territory your business operates in.
What does workers' compensation cover?
As a general guide, workers' compensation insurance includes cover for the following1:
- Wages or loss of earnings if your worker is unable to work
- Reasonable medical expenses, treatment and rehabilitation costs
- Lump sum payments in case of permanent impairment
Who does it cover?
Working in partnership with brokers
With Allianz, Workers' Compensation Insurance is a partnership at every level. We work hard to understand your needs and those of our mutual clients. We aim to offer a consistently high-quality service wherever your client’s business is located.
Training and courses
Our national training courses and masterclasses are designed to help employers and staff navigate the workers' compensation system in Australia and gain a better understanding of the different state legislative requirements and insurance schemes.
We also offer a range of training courses with Certified Insurance Professional (CIP) points.
We focus on the health and wellbeing of workers
We’re committed to building thriving workplaces and actively work with businesses and expert mental health partners to drive positive action on workplace mental health.
Access our research and guides, which include practical tips, insights and checklists to help you and your workers build mentally healthy workplaces.
Why choose us?
National personal injury expertise
Our state-based specialists understand the complexities of workers' compensation
Personalised
service
We provide tailored support to help workers at every stage of their recovery journey
Efficient case management
Our dedicated team of workers' compensation specialists aims to handle your claim efficiently
Sustainable solutions
We provide training, along with psychological support and innovative risk management solutions to help create safer workplaces
We're here to help
Give us a call, or send us a message
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*Conditions apply
- Entitlements vary based on the circumstances of individual claims, and financial limits apply over the life of the claim.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.