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Travel Insurance for Japan

Discover the magic of Japan with Allianz Travel Insurance

Travelling to Japan

Japan is a place where the past meets the future. Neon lights, skyscrapers and robots co-exist with temples, gardens, and ancient traditions.  

From cherry blossoms in the spring to world leading ski parks in the winter. 

The locals are helpful. The cities are exceptionally clean. The public transport is one of the world’s most efficient. 

When you’re ready to explore Japan, consider Allianz Travel Insurance. Designed to cover overseas emergency assistance, overseas medical and hospital expenses and more.1

Why choose us?

Thousands of satisfied customers

We value what our customers have to say about their experience with us

Network of medical experts

We have around 150 Registered Nurses and Doctors available worldwide

Emergency assistance available

Our Australian-based case managers can help provide the support you need – 24 hours a day, 365 days a year

We’re an established insurer

Join over 3 million customers who choose Allianz Australia

Choose your travel insurance plan

This is a limited summary of some of our Travel Insurance plans only. Terms, conditions, exclusions, limits and applicable sub-limits apply. For full details and before making a decision, consider the relevant Product Disclosure Statement (PDS).

Basic Travel Insurance

Our plan for just the essentials for a single return overseas trip
  • Overseas Emergency Assistance1
  • Overseas Medical & Hospital Expenses1
  • Personal Liability1
LEARN MORE

Comprehensive Travel Insurance

Our highest level of cover for a single return trip outside of Australia1
  • Overseas emergency assistance, medical and hospital expenses1
  • Unexpected trip cancellation1
  • Loss of or damage to luggage and personal effects2,3
LEARN MORE

Multi-Trip Travel Insurance

Designed for those who travel often2
  • Overseas emergency assistance, medical and hospital expenses1
  • Unexpected trip cancellation1
  • Loss of or damage to luggage and personal effects2,3
LEARN MORE

Health and safety when travelling in Japan

Japan is well known for its high health and safety standards. However, even in a country with good laws and regulations, unexpected events can happen.

Natural disasters

Natural events like typhoons, volcanic eruptions and earthquakes are common in Japan. They can disrupt your travel plans. The typhoon season runs from May to November.  Refer to Smartraveller for current travel alerts affecting Japan before you buy a policy, before you leave Australia, and during your travels.

Be aware of crime

Japan's crime rate is low. However, pickpocketing can happen at tourist attractions. There is also a risk of crime such as overcharging, drink spiking and assault at some bars and nightclubs in Toyko.

Snow safety

Snowboarding and skiing are popular winter activities in Japan. However, they can lead to accidents and injuries. Don’t take unnecessary risks and never ski on unmarked tracks.

Always check Smartraveller for current travel alerts which may affect your trip to Japan. You should do this before you buy your travel insurance, as well as before you leave Australia, and during your stay.

Being prepared for adventures

Skiing in Japan

Japan is one of the world’s most reliable snow destinations. With at least four months of snowfall. Ski season usually runs from November to April. 

If you don’t own any ski gear, hiring it in Japan is a reliable option, as it’s usually high-quality and brand new. 

Snow sport activities aren’t activities covered under a Comprehensive, Basic or Multi-Trip plan. If you plan to participate in snow sports, consider purchasing an optional Snow Pack for an additional premium when you buy an Allianz Comprehensive or Multi-trip policy.1,4

Japanese Cuisine

Japanese food has become popular worldwide. Particularly dishes like yakitori, tempura, miso soup, sashimi, and the always popular, sushi. 

Food is incredibly important in Japanese culture. The country’s cuisine features specialties based on local ingredients, and each region has its distinct culinary style. 

In 2010, Tokyo overtook Paris as the city with the most Michelin-starred restaurants in the world.

Climbing Mt Fuji

Mt Fuji is Japan’s highest mountain, at over 3,000 metres, dominates the horizon in Tokyo. It attracts more than 200,000 visitors yearly. 

Summit treks are a popular activity. If you plan on hiking to the top of Mt Fuji, consider purchasing an optional Adventure Pack for an additional premium when you buy an Allianz Comprehensive or Multi-trip policy.1,4 An adventure Pack covers hiking, trekking or tramping, peaking at altitudes from 3,000 up to 6,000 metres, where specialist climbing equipment is not required.

 

Ready to find your travel insurance for Japan?

Frequently asked questions

Japan is a safe country for travellers. However, when travelling there are always risks. Travel insurance can cover unforeseen events that may disrupt or affect your trip, such as medical emergencies, trip cancellations, lost luggage, or other unexpected incidents.

You can compare Allianz Travel Insurance plans to determine which product best suits your needs.

The cost of travel insurance for Japan varies based on several factors These include the length of your trip, your age, and your destination(s). It also considers any pre-existing medical conditions you may have. For more information on how your insurance premium is calculated, please read the Product Disclosure Statement (PDS).

Allianz Travel insurance policies automatically include some activities. For adventure activities like riding a moped, zip lining or abseiling, consider buying an Adventure Pack for an additional premium.1,4

If you’re skiing or snowboarding in Japan, consider adding an optional Snow Pack to your Comprehensive or Multi-Trip Travel Insurance policy for an additional premium.1,4

Read the Product Disclosure Statement (PDS) for a full list of sports and activities automatically included, and what activities the Adventure Pack is designed to cover.

 

If you’re in Japan and a natural disaster occurs, you may be covered for travel delays, lost prepaid trip expenses and additional costs like meals, accommodation, and transportation. If you’re injured, you may be covered for overseas emergency assistance and overseas medical and hospital expenses. Always read the Product Disclosure Statement (PDS) for further information.

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*Conditions apply

  1. Terms, conditions, exclusions, limits, and applicable sub-limits apply. Eligibility criteria may also apply. Refer to the PDS for full details.
  2. Terms, conditions, exclusions, limits and applicable sub-limits apply, refer to Luggage, Personal Effects & Valuables and General Exclusions sections of the Product Disclosure Statement for full details.
  3. The maximum we’ll pay for all claims combined under the Luggage, Personal Effects & Valuables benefit is the benefit limit shown in the Table of Benefits in the PDS for the plan you’ve selected, even if you’ve bought Increased Item Limits cover.
  4. You won’t have cover under Permanent Disability and Personal Liability benefits for any claims arising from your participation in any of the activities listed under Adventure Pack or your participation in snow sport activities, even if you’ve bought a Snow Pack or an Adventure Pack.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.


Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.