Running a home-based business can be both rewarding and cost-effective but it also comes with certain risks.
Allianz Business Insurance is a flexible policy that allows you to tailor cover to your business’ needs. This can include public and products liability and general property covers depending on your business activities. We have 12 cover options to choose from1.
Let us know if you start using any part of your home for business, except for a home office. Our Home and Contents Insurance policies provide cover for some business activities operating from home but there are limits.
For example, you're covered under Contents for specific equipment used for business, trade, or professional purposes. This includes computers, hardware and software.
However, there’s a $1,500 limit per item and up to $10,000 in total. Money and cheques belonging to your business also aren’t covered.
This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 (“Allianz”). In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.
