The information on this page is for customers who purchased a new policy on or after 9 September 2021.
For customers who purchased a new policy before this date, view the relevant Product Disclosure Statement (PDS)
Third Party Car Insurance
We help secure your tomorrow so you can concentrate on driving
The information on this page is for customers who purchased a new policy on or after 9 September 2021.
For customers who purchased a new policy before this date, view the relevant Product Disclosure Statement (PDS)
Why Choose Allianz Car Insurance?
Any driver coverage
You're covered when anyone drives your car with your permission. You only need to list the main driver. Driver and usage exclusions apply1.
Option to pay monthly
Take out a new policy and have the flexibility to pay your premium either annually or monthly.2
You can make a claim online or call 13 10 13 for claims service 24 hours, 7 days a week.
Is Third Party Property Damage Car Insurance right for you?
Third Party Property Damage Car Insurance, also commonly referred to as Third Party Car Insurance, helps cover the cost of accidentally damaging someone else's car or property.
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Included benefits
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Not included
¹ Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.
- This is not Compulsory Third Party (CTP) insurance. Find out more about CTP Insurance
- Fire and Theft cover is not included. If you're looking for Car Insurance that provides cover for your own vehicle including fire and theft, you may want to consider our Comprehensive Car Insurance product
This is a summary only of some of the features available in our Third Party Property Damage Car Insurance policies. These features apply to customers who purchased a new policy on or after 9 September 2021. Before deciding on this insurance, carefully consider the PDS which sets out the terms, conditions, limits, and exclusions.
What's the difference between Comprehensive, Third Party Property Damage, and CTP insurance?
Comprehensive Car Insurance
Our Comprehensive Car Insurance covers your car, plus damage you cause to other people's cars or property.
Third Party Property Damage Insurance
This helps cover the cost of accidentally damaging someone else's car or property. Damage to your own car is not covered.
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Compulsory Third Party (CTP) Insurance
Compulsory Third Party (CTP) insurance is a mandatory policy that generally covers anyone who drives your vehicle (including yourself) for injuries caused to others in an at-fault motor accident.
Policy documents
Before making a decision about what product is right for you, refer to the relevant Product Disclosure Statement (PDS).
Frequently asked questions
Insuring your car
Each insurance company calculates the cost of car insurance differently. The cost of our Third Party Property Damage Car Insurance is determined by a range of factors, including:
- the age and driving experience of the person who drives the car the most
- the year of your car
- the location your car is parked
To find out how much your Third Party Property Damage Car Insurance will cost, get your quote.
Yes, if you lodge a claim on your Allianz Third Party Property Damage policy you will be required to pay an excess. Any applicable excesses are shown in your policy documentation.
Understanding third party property cover
Third Party Property Damage (TPPD) Insurance provides cover for damage you cause to other people's cars and property while using your car. It does not cover damage caused to your own car or injury you cause to other people.
Our Third Party Property Damage Car Insurance covers you for damage you cause to someone else’s cars and property. This includes the cost of the damage and reasonable approved legal costs arising from any court proceedings due to a liability claim.
It does not cover your car for fire, theft or damage from an accident. To cover your car from accidental loss or damage, consider Comprehensive Car Insurance
For more information on Third Party Property Damage Car Insurance, read the PDS, or visit car insurance to learn about the different types of Car Insurance we offer.
You can't register a car in Australia without Compulsory Third Party insurance (CTP), also known as a Green Slip in NSW. CTP covers your liability for injuries you or other drivers of your car cause to other road users through the use of your car.
CTP cover does not cover damage to property. Allianz Third Party Property Damage Insurance provides you with cover for loss or damage you cause to another person’s car or property, while using your car. Visit CTP Insurance to learn more.
Neither CTP Insurance or Third Party Property Damage Insurance cover damage to your own car.
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*Conditions apply
- Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.
- Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may apply.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.