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This information is for customers who buy a new policy. Our policies have changed over the years, so your cover may differ based on when you first purchased it. Visit our policy page for more information.

Our Comprehensive Car Insurance customers rated their claim experience 4.5 out of 5 over the last year. See more about what our customers had to say.

Why QLD drivers choose Allianz Comprehensive Car Insurance

Trusted by over 200,000 QLD drivers

We’ve been providing insurance to Queensland residents since 1951.

24/7 claims support

We helped our QLD Comprehensive Car customers through over 44,000 claims in 2025.

Choose your own repairer

Choose your own or pick from over 60 selected repairers in QLD.1

What some of our customers had to say

"Very satisfied with the overall process especially around the choice of repairer and contacting the third party as it took out stress from me. I would highly recommend Allianz to my family and friends."

- Hammad Aziz, Brisbane, QLD, 24 July, 2024

"Excellent speedy professional and so easy. Allianz made my claim such a breeze. Couldn’t have been better. 10 out of 10 !!"

- Dennis, Caloundra West, QLD, 26 March 2025

Find the cover that's right for you

Comprehensive Car Insurance

Covers your car, damage to other people’s cars or property – and includes benefits such as choice of repairer.1

Learn more

Comprehensive Essentials

Our entry-level Comprehensive policy covers your car, and damage to other cars and property.

Learn more

Third Party Property Damage Insurance

Covers the cost of accidentally damaging someone else’s car or property. Damage to your own car isn’t covered.

Learn more

QLD CTP Green Slip Insurance

Covers the cost of injuries caused by car accidents and is needed before you can register your car. 

Learn more

What features might QLD drivers want in their car insurance?

Whether you're heading home from Brisbane's CBD or exploring the Gold Coast, our Comprehensive Car Insurance is tailored to fit your journey.
  • Loss or damage to your car including weather damage
  • Cover for accidental damage, fire, bushfire, flood, cyclones, theft and storm including hail damage.
  • Agreed value
  • When you take out a Comprehensive Car Insurance policy, we’ll agree on an amount with you that we’ll cover your car for. You may want to include other costs, such as accessories, modifications, or on-road costs.
  • New car replacement after total loss
  • With Comprehensive Car Insurance, if your new car is stolen or written off within the first 2 years of registration, you can choose for us to pay you the agreed value or to have your new car replaced with one of the same make and model where available in Australia.
  • Rental car
  • Our Comprehensive Car Insurance covers you after a collision that wasn’t your fault, after theft, or after a total loss.

Compare Car Insurance policies

The table provides a brief comparison and overview of Allianz Car Insurance policies. Make sure you read the Product Disclosure Statement (PDS) for more information.

This is a summary only of some of the features available in our Comprehensive Car Insurance, Comprehensive Essentials and Third Party Property Damage Car Insurance policies. Before deciding on this insurance, carefully consider the PDS which sets out the terms, conditions, limits and exclusions.

Roadside Assistance 24/7 Australia wide

Want roadside assistance in QLD and across Australia? We can help get you moving again if your car breaks down.8

Top Car Insurance claims in Queensland

These common claims are all covered by Allianz Comprehensive Car Insurance.
1st most common claim

Windscreen damage

26%

With the option to remove excess for windscreen damage only claims.
2nd most common claim

Collision with vehicle

13%

3rd most common claim

Hit in rear

11%

4th most common claim

Hit object (wall, fence, post etc)

8%

5th most common claim

Damaged while parked

7%

"According to our data, windscreen damage claims are common in QLD – which our Comprehensive Car Insurance policy covers. If you’d like to avoid paying an excess, it could be worth adding the no excess for windscreen damage only claims optional benefit."

- Con Souliotis, Motor Insurance Product Manager

Moving to QLD?

If you're moving to Queensland, make sure you:

  • CTP Insurance
  • You can choose any QLD-government approved CTP insurer when renewing or establishing your vehicle’s registration. Allianz provides CTP Insurance in QLD.
  • Car Insurance
  • Make sure you review your car insurance when you move states. If you have a policy with Allianz, let us know you’ve moved to the Sunshine State and we can update your details.

Already an Allianz Car Insurance customer?

If you’re an existing Allianz Car Insurance customer, your cover might be different. To check what’s included, head to our policy documents.

Manage renewals

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Manage your policy

Log in to My Allianz

Contact us

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Ready to get started?

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Frequently asked questions

All vehicles must have CTP insurance cover before driving on Queensland roads. Trailers and caravans don’t typically need CTP insurance if you’re towing them with a Queensland registered vehicle.

You may also want car insurance. You can choose from Third Party Property Damage, Comprehensive Essentials or Comprehensive Car Insurance.

Each insurance company calculates the cost of car insurance differently.

The cost of Allianz Comprehensive, Comprehensive Essentials and Third Party Property Damage Car Insurance is determined by a range of factors. When calculating your car insurance premium, we consider factors such as:

  • The type of cover you hold
  • The age, driving experience, and claims history of the person who drives the car most
  • The year, make, and model of your car
  • The location your car is parked

You can potentially lower your car insurance premium by:

  1. Selecting the right level of cover for you. If you only want cover for damage to other people’s vehicles and property, then Third Party Property Damage Car Insurance may be enough for you. However, if you want cover for your own car, consider Comprehensive Car Insurance or Comprehensive Essentials.
  2. Increasing your excess. The excess is a specified amount you need to pay when you make a claim. By increasing your excess within a given range where available, you can lower your premium.
  3. Reducing the amount you drive. When you get a quote with Allianz, we ask you how many kilometres you expect to drive in the next 12 months. The cost of car insurance is typically lower the less you drive.

We're here to help

Explore our Help page for questions about your policy, claims, payments, and more. If you need to reach us, we're ready to connect.

Visit Help and contact

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^ This is the total number of Allianz Car Insurance policies sold in QLD as at October 2025, including policies purchased through our distribution partners, where Allianz is the product issuer.

*Conditions apply

  1. If you choose your own repairer, we may need a second quote from another repairer chosen by us just to make sure the quote you've received is reasonable. We may then authorise repairs, pay you reasonable repair costs or the car’s agreed value or replace your new car where policy conditions are met.
  2. If your new car is stolen or written off, you can choose for us to pay you the agreed value or to have your new car replaced with one of the same make and model where available in Australia.

  3. We'll arrange a rental car of a similar size and type to your car after a covered collision where you are not at fault and have provided us with the at fault person's details. You’ll get a rental car for a maximum of up to 30 days. This benefit will end earlier if your car is repaired and returned to you, we pay you the cost of repairs, or we settle your claim as a total loss. If a rental car of a similar size and type (e.g. medium SUV) to your car is not available, we will pay you a travel allowance of $80 a day for as long as we would have given you a rental car. See the PDS for more details.

  4. Cover for personal belongings if damaged or stolen after a covered incident, except if car is left unlocked when belongings are stolen or damaged and the car isn’t damaged or stolen. Excludes cash, credit cards, cheques, firearms, tools or other items related to a business.
  5. From the day you sell your car, or give it away and replace it with another one, we’ll provide temporary cover for your replacement car under your existing car insurance policy for up to 14 days.
  6. Removal of excess for one full windscreen, window glass or sun roof replacement and two repairs in each period of insurance.
  7. If you choose this option, we will arrange a rental car of a similar size and type to your car for as long as it takes to either fix your car, pay you the cost of repairs, or determine if your car is a total loss. This will apply after any covered incident, no matter who is at fault. If a rental car of a similar size and type (e.g. medium SUV) to your car is not available, we will pay you a travel allowance of $80 a day for as long as we would have given you a rental car. See the PDS for more details.
  8. Roadside Assistance is provided by AWP Australia Pty Ltd ABN 52 097 227 177. Service area limits, entitlement limits, exclusions and terms and conditions apply. For full details, read the terms and conditions.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.